Complaints and criticisms
The criticisms that hold up are about maintenance and density rather than about honesty or reliability. None of them is a reason to distrust the product; two of them are reasons it might not suit you.
Stale manual valuations
The most substantive complaint. Anything valued by hand stays at that value until you change it, and the product does not nag. A property entered at its 2024 price will still be at its 2024 price in 2027 unless you intervene, and the headline number will be wrong the entire time.
Worth knowing that this is inherent to manual assets rather than specific to this product. Any tracker that lets you enter a flat has the same problem; the question is only how loudly it reminds you.
Pricing feed lag
Some instruments update a day behind. For a long-horizon balance sheet this is immaterial. For anyone checking at market close it is a persistent irritation, and it is a fair criticism of a product that charges for accuracy.
It is dense
The onboarding assumes complexity. Users with a simple portfolio consistently report the product feels like more than they needed, which is less a defect than a mismatch — but it is a mismatch the marketing does not always prevent.
No budgeting
Raised often, and not really a defect. The product does not claim to budget. It appears here because people arrive expecting a Mint replacement and find only half of one.