Alternatives worth considering
There is no single best alternative, because the products in this category answer different questions. Pick by what your money is doing, not by which scored highest.
By situation
- Mostly illiquid assets
- Kubera — the most established tracker for messy balance sheets
- US accounts, want it free
- Empower — free, at the price of sales contact
- European accounts
- Finary — coverage is usually the deciding factor
- Canadian accounts
- Wealthica — connects to things others cannot
- Need budgeting too
- Monarch — different question, done well
- Listed securities and tax
- Sharesight — the better report at filing time
- Modelling retirement
- ProjectionLab — deeper scenarios, manual entry
- Simple portfolio
- A spreadsheet — genuinely fine below three institutions
How to choose in ten minutes
Open the connection list of the two products you are considering and check your actual institutions. Coverage decides this more often than features do, and no amount of product quality compensates for an account the tool cannot read.
Then ask what question you want answered monthly. If it is where the money went, the whole tracker category is the wrong aisle.